Profile

The Kiyo Financial Group was established in 2006 under the holding company, Kiyo Holdings, Inc. The Group is centered on The Kiyo Bank, Ltd. (hereinafter, Kiyo Bank), whose operating base consists of Wakayama Prefecture and the southern part of Osaka Prefecture. Management aims to develop the Group into a provider of a comprehensive range of financial services, with the banking business at the core, in which each company in the Group is able to display its particular strengths.
    Since its foundation in 1895, Kiyo Bank has been the leading regional bank in Wakayama Prefecture and, in that role, has worked actively to further the economic development of the region. Kiyo Bank currently operates 109 branches, including 70 in Wakayama Prefecture and 36 in Osaka Prefecture. With the Wakayama and Osaka region as its operating base, Kiyo Bank engages in a wide range of financial businesses. In addition to our 109 branches, we also operate four business support centers (which handle relatively small loans for commercial customers) and 11 mortgage loan centers to enhance our ability to meet our customers’ increasingly diversifying needs.
    As of the end of March 2009, Kiyo Bank’s paid-in capital amounted to ¥80.0 billion, and it had total assets of ¥3,422.5 billion and total deposits of ¥3,214.0 billion. The Bank’s employees as of that date numbered 2,061.