Annul Report 2009 | The Kiyo Holdings, Inc.

	Profile
	Message from the President
	“~More & Steady~ Unceasing Progress” – our second medium-term management plan
	The Year in Review
	Corporate Governance
	Group Risk Management Systems
	Compliance System
	Meeting Local Financing Needs
	Corporate Social Responsibility
	Financial Section • Financial Highlights • Financial Statements

	Corporate Directory • Board of Directors and Corporate Auditors • Organization • Outline of the Group • Stock Information • Service Network
	AR2009 TOP

Corporate Directory

Organization (as of June 30, 2009)

Kiyo Holdings, Inc.

The Kiyo Bank, Ltd.

Contents