Annul Report 2008 | The Kiyo Holdings, Inc.

Financial Section

Financial Highlights

Kiyo Holdings, Inc.

Consolidated (Years ended March 31)

	Millions of yen (Note 1)		Thousands of U.S. dollars (Note 2)
	2008	2007	2008
For the year:
Total income	¥92,745	¥85,766	$925,693
Total expenses	79,725	74,047	795,742
Income before income taxes and minority interests	13,019	11,718	129,951
Net income	13,359	8,180	133,339

At year end:
Total assets	3,513,031	3,326,278	35,063,697
Total net assets	146,049	154,644	1,457,724

	Yen		U.S. dollars (Note 2)
Net income per share:
Basic	¥17.19	¥12.46	$0.172
Diluted	15.02	10.78	0.150

The Kiyo Bank, Ltd.

Consolidated (Years Ended March 31)

	Millions of yen (Note 1)					Thousands of U.S. dollars (Note 2)
	2008	2007	2006	2005	2004	2008
For the year:
Total income	¥90,072	¥77,698	¥84,467	¥72,841	¥71,569	$899,015
Total expenses	81,013	65,151	72,527	64,245	58,323	808,600
Income before income taxes and minority interests	9,058	12,546	11,940	8,595	13,245	90,415
Net income	9,765	9,287	4,000	5,747	9,907	97,470

At year end:
Total assets	3,497,703	3,321,200	2,851,561	2,797,496	2,805,297	34,910,704
Deposits	3,234,400	3,088,586	2,583,260	2,582,076	2,610,981	32,282,667
Loans and bills discounted	2,264,622	2,103,444	1,774,761	1,756,634	1,813,748	22,603,282
Securities	923,906	821,836	773,526	725,084	728,059	9,221,540
Total net assets	124,866	137,539	—	—	—	1,246,295
Total shareholders’ equity	—	—	91,389	84,529	80,121	—

			Yen			U.S. dollars (Note 2)
Net income per share:
Basic	¥13.45	¥14.35	¥8.28	¥12.53	¥22.80	$0.134
Diluted	—	—	7.00	10.12	17.46	—

Notes:	1.	Japanese yen amounts, except net income per share, are presented in millions of yen and are rounded down to the nearest million.
	2.	U.S. dollar amounts are shown solely for convenience and are calculated at the conversion rate of ¥100.19 to US$1.00, the exchange rate prevailing on March 31, 2008.

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