TOP PAGEMESSAGE FROM THE PRESIDENTTHE YEAR IN REVIEW
FINANCIAL SECTIONONGOING INITIATIVESFINANCIAL SECTION
CORPORATE DIRECTORYFINANCIAL DATA(EXCEL DATA DOWMLOAD)FINANCIAL DATA(EXCEL DATA DOWMLOAD)
Meeting Local Financing Needs

The Bank is committed to fostering prosperity of regional society and growing together with local communities. We also strive rigorously to ensure sound operations and target solid and steady business progress. Demonstrating these commitments in our lending operations, we work hard to meet the financing needs of individuals, companies, and local government in our region. We also endeavor to improve our screening capabilities to ensure the soundness of our loan assets.
    To fulfill our social responsibilities as a regional financial institution, we also actively address the program financing needs of local governments, take on some of the lending system of government financial institutions, and work with The Housing Loan Corporation to provide loans to individuals.

Share of Loan Balance in Wakayama Prefecture (%) Share of Total Guarantees of Credit Guarantee Associations
in Wakayama Prefecture (%)
KIYO BANK 39.8%
  Major Banks 12.3%
  Other Regional Banks 14.9%
  Shinkin Banks 16.0%
 

Others

16.8%
KIYO BANK 52.1%
  Major Banks 5.4%
  Other Regional Banks 18.3%
  Shinkin Banks 22.3%
  Others 1.9%

Ongoing Intiatives
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