TOP PAGE MESSAGE FROM THE PRESIDENT THE YEAR IN REVIEW CURRENT TOPICS
ONGOING INITIATIVES FINANCIAL SECTION CORPORATE DIRECTORY FINANCIAL DATA(EXCEL DATA DOWMLOAD)
Major Activities

Targeting Further Stronger Earnings—Management Plan
The Bank is working hard to provide comprehensive financial services that match the needs of customers. At the same time, we are pursuing various initiatives as part of our basic commitment to earning the trust and support of regional society.

Major Activities

Promote customer-oriented mindset and contribute to society

Reinforce Initiatives Aimed at Stimulating Regional Economies
Reinforcing Our Relationship Banking Capabilities
Fulfilling its role as a regional financial institution, Kiyo Bank will work actively to reinforce initiatives aimed at stimulating regional economies.
    In addition to reinforcing managerial support and education to local companies, the Bank’s branches and headquarters work together to offer “comprehensive financial services.”
    We have set up a number of departments to foster this effort. The Pyxis Consulting Service Office, for example, helps those wishing to incorporate or enter new businesses, and also addresses their financial needs, including through provision of business partner-finding information. The Management Promotion Support Office helps companies formulate business improvement plans and offers other assistance. Also, the Business Support Center responds swiftly and meticulously to the funding needs of small and medium-sized companies.

Providing Comprehensive Financial Services
Support Framework for Local Companies

Joint Initiatives with Local Governments

Kiyo Bank serves as the designated financial institution to 33 local governments, including the Wakayama Prefectural Government and municipalities within Wakayama and Osaka prefectures. Under agreements with these entities, we have set up sections within city and town offices around the prefecture and dispatched staff to those sections.
    We also contribute to regional public works investments by meeting temporary financing needs and underwriting municipal bonds for prefectural and municipal authorities.

Share of market for designated financial institutions
(Wakayama Prefecture)
Financing services for local governments
(including municipal bonds)
Number of local governments within Wakayama Prefecture
51
Those using Kiyo Bank as designated financial institution 30

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© 2004 The Kiyo Bank, Ltd.